Cancer
Insurance
Rate Summary
Coverage Summary
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Scheduled
Benefit Cancer Insurance
The Scheduled Benefit Cancer Policy from Loyal
American Life Insurance Company is considered the
"traditional" cancer insurance product, providing
inside limits on hospital confinement, medical
expenses, transportation and lodging. Optional
riders are available for surgery and anesthesia,
radiation and chemotherapy, blood plasma and blood
components, hospital intensive care, first
occurrence benefits, and specified diseases. The
policy also includes a waiver of premium benefit.
Other
Scheduled Benefit Cancer policy features include:
- Issue Age:
18-74 (Attained Age). Maximum issue age is 64
for CA and NC
- Guaranteed
renewable
- Wellness
Benefit charges not to exceed $50 per year
(30-day waiting period)
- Coverage
Type: Individual, Single-parent family, Family
- Two year
pre-existing conditions exclusion
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First Occurrence Cancer Insurance
with Critical Illness Rider
Loyal American Life’s First
Occurrence Cancer Insurance may be
purchased in units of $5,000, up to
$100,000 maximum coverage, and
provides a lump sum benefit upon the
first diagnosis of a listed covered
disease after the policy effective
date. This policy also has optional
riders that can extend the coverage
beyond cancer to cover heart attack,
stroke, major organ transplant,
muscular dystrophy, multiple
sclerosis, or renal failure.
Other First Occurrence Cancer
Insurance policy features include:
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Issue Age:
18-64 (attained age)
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Guaranteed
renewable
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Optional
Wellness Benefit available to
cover charges not to exceed $50
per year (90-daywaiting period)
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Coverage
Type: Individual, Single-parent
family, Family
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The base
policy is a lump sum cancer
policy.
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Two year
pre-existing condition exclusion
on cancer coverage
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First
Diagnosis Heart Attack and First Major Heart Surgery
Policy The First Diagnosis Heart Attack
and First Major Heart Surgery Policy offered by
Loyal American Life Insurance Company provides a
lump sum benefit upon first diagnosis of heart
attack and 20% of chosen face amount for first major
heart surgery. Benefits are available from $10,000
to $50,000.
Other features include:
- Issue Age:
18-64
- Guaranteed
renewable for life
- Dependent
children are covered to age 21, unless they are
enrolled as a full-time student, then coverage
is extended to age 25 or until date of marriage.
- Coverage
Type: Individual, Single-parent family, Family
- This
policy has a 60 day waiting period
- Either
spouse on a family plan may be the primary
insured, but the premiums will be based on the
age of the oldest insured
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As a subsidiary
of Great American Financial
Resources, Great American
Supplemental Benefits has sister
companies in all areas of the
annuity and insurance business,
including:
Annuity Investors Life Insurance
Company®
(AILIC)
Annuity Investors Life Insurance
Company provides variable and fixed
annuity products across the country.
Great American Life Insurance
Company®
Great American Life helps families
meet their financial security needs
through life insurance, annuity and
long-term care products.
United Teacher Associates
Insurance Company®
(UTA)
UTA serves the teacher market and
worksite primarily with a variety of
supplemental health insurance, life
insurance and annuity products.
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Underwritten by:
Loyal American Life Insurance
Company |
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PO Box 138
8784 Hwy. 90 East •
Stony Point,
NC 28678 • Phone:
800-226-0741 • Fax:
704-585-9200
• Cell:
704-880-8833
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Loyal
American Life Insurance Company®
P.O.
Box 559004 Austin, TX 78755-9004
P.O.
Box 559004 Austin, TX 78755-9004
Call Toll-Free 1-800-633-6752all Toll-Free
1-800-633-6752
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Central States Cancer Plan
Marketing 800-732-4595 ext 6002
CSO Claim Form (Form 3582)
CSO Cancer Screening Claim Form (Form 576B)
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