George E Daniel Jr CIC, CPIA - Life Insurance

Children Term Rider

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Frank J Petraglia, Quotes

Term Life Insurance - This is life insurance you buy for a specific period of time, usually 5, 10, 15, 20, or 30 years. It pays the amount of the policy to your beneficiary if you die before the end of this period.
Universal Life Insurance - Unlike term life insurance, permanent or universal life is designed to provide insurance protection for a lifetime, at a level premium. Ordinarily, as long as sufficient premiums are paid, it stays in effect. Unlike term, it can build cash value, you can increase or decrease the amount of coverage and you can vary the premium payments.
Whole Life Insurance - Permanent insurance in which level premiums are paid for the entire life of the insured with a few exceptions. Whole life insurance is sometime referred to as ordinary life insurance or straight life insurance or even continuous premium whole life insurance. Within the whole life insurance family are many different types of coverage.
Other Life Insurance Companies - are represented on a need basis and based on your specific information and requirements. Most all other companies are assessable through us. We have selected Frank J Petraglia & Associates for our Brokerage Life Contracts. (See Below).