Disability

Typically when you think of protecting your assets you think of your home or car. Another area of insurance that you are keenly aware of is insurance to cover medical expenses. However, you tend to forget that what allows you to afford these items is your earning potential. This is where disability insurance becomes so critical.

If you are the primary wage earner for yourself and your household, imagine for a minute what life would be like if that income was no longer there. This scenario is much worse than being laid off or having temporarily suffered a loss of job where there is a strong conviction to find alternative work. All of your monthly bills from groceries to mortgage payments would still be due, month after month. A disability that prevents the income that you have come to rely on could be a serious financial threat to your family. It will immediately jeopardize your feature and will quickly threaten your present lifestyle. Disability insurance will protect you and your family from this potentially frightening situation.

We represent several companies who specialize in Disability Insurance Protection, please contact me before something happens!

    Disability Insurance Services, Inc.
    3333 Camino del Rio South, Suite 215
    San Diego CA 92108
    619.284.8444 / Fax 619.284.8474
    CA Lic# OC64531
    Visit our website at: www.DIexpert.com

Group Insurance and Employee Benefits Customer Service
Transamerica Worksite
(888) 763-7474

IncomeSelect is a Short-term Disability Income Insurance plan. It's often called an "Income Protection" plan because it replaces up to 60% of the Insured's salary if the Insured is totally disabled by a non-work related illness or injury. It offers convenient, affordable protection against the potential loss of an employee's earning power.

For qualifying groups, employee coverage up to a $2,000 monthly indemnity is available on a Conditional Guaranteed Issue basis. A monthly indemnity of more than $2,000 may be available to individuals on a Simplified Issue basis.

A short-term disability can have a long-term financial impact on employees and their families. That's why Short Term Disability (STD) insurance is such a valuable employee benefit. MetLife is ranked #1 in the Group STD market⁸, offering valuable financial protection for employees against the risk of disability. With over 40 years of group disability plan experience, MetLife works to set the industry standard for quality, innovation and service.